YEARLY HIGH
171.8945 PKR
YEARLY LOW
161.3945 PKR
YEARLY AVERAGE
165.4749 PKR

2026 BGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 171.8945. Conversely, the yearly low was recorded on July 29, dropping to 161.3945.

This high-to-low spread represents a total annual volatility of 10.5000 PKR. From a start-to-finish perspective, comparing the January average rate of 167.9220 to the December average rate of 163.2404, the exchange rate registered a net change of -2.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 171.8945 was up 0.11% compared to the 2025 peak of 171.7107, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 859,472 PKR
2025 Average 814,006 PKR
Yearly Trough Low 806,972 PKR
Transaction Impact: A difference of 52,500.06 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

169.6347
161.5647
JanuMarcMayJuly

BGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 166.3869, compared to 162.7388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6481 points.

H1 Avg (Jan–Jun) 166.3869
H2 Avg (Jul–Dec) 162.7388

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 5.8890 PKR (High: 171.8945 / Low: 166.0054). On the other end, August was the most stable month, with a tight range of 0.0000 PKR (High: 163.2404 / Low: 163.2404).

January Spread (Volatile) ±5.8890
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.9799 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.9799

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 167.9220) against the same month in 2025 (average: 147.5462), the exchange rate shifted by +20.3758 (+13.81%).

2026 Avg (January) 167.9220
2025 Avg (January) 147.5462

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 171.8945 166.0054 167.9220
February 170.8574 167.9796 168.9622
March 167.8263 162.9731 164.9823
April 168.3461 163.8400 166.7069
May 167.0692 165.5828 166.0145
June 165.7960 161.4609 163.7334
July 162.8005 161.3945 162.2372
August 163.2404 163.2404 163.2404