YEARLY HIGH
2.3036 PLN
YEARLY LOW
2.0631 PLN
YEARLY AVERAGE
2.1367 PLN

2012 BGN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.3036. Conversely, the yearly low was recorded on August 6, dropping to 2.0631.

This high-to-low spread represents a total annual volatility of 0.2405 PLN. From a start-to-finish perspective, comparing the January average rate of 2.2341 to the December average rate of 2.0928, the exchange rate registered a net change of -6.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.3036 was down 1.45% compared to the 2011 peak of 2.3376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 11,518 PLN
2011 Average 10,534 PLN
Yearly Trough Low 10,315 PLN
Transaction Impact: A difference of 1,202.51 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2487
2.0743
JanuMarcMayJulySeptNove

BGN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1669, compared to 2.1064 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0605 points.

H1 Avg (Jan–Jun) 2.1669
H2 Avg (Jul–Dec) 2.1064

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1538 PLN (High: 2.3036 / Low: 2.1498). On the other end, March was the most stable month, with a tight range of 0.0310 PLN (High: 2.1261 / Low: 2.0951).

January Spread (Volatile) ±0.1538
March Spread (Stable) ±0.0310

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0976 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0976

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.2341) against the same month in 2011 (average: 1.9912), the exchange rate shifted by +0.2429 (+12.20%).

2012 Avg (January) 2.2341
2011 Avg (January) 1.9912

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3036 2.1498 2.2341
February 2.1541 2.1071 2.1365
March 2.1261 2.0951 2.1106
April 2.1500 2.1168 2.1341
May 2.2452 2.1236 2.1928
June 2.2504 2.1566 2.1935
July 2.1644 2.0984 2.1380
August 2.1459 2.0631 2.0888
September 2.1444 2.0729 2.1078
October 2.1198 2.0799 2.0988
November 2.1357 2.0932 2.1125
December 2.1125 2.0795 2.0928