2020 BGN to PLN Historical Review

YEARLY HIGH

2.3681 PLN

YEARLY LOW

2.1592 PLN

YEARLY AVERAGE

2.2716 PLN

2020 BGN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 2.3681. Conversely, the yearly low was recorded on January 14, dropping to 2.1592.

This high-to-low spread represents a total annual volatility of 0.2089 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1719 to the December average rate of 2.2887, the exchange rate registered a net change of 5.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3681 was up 5.29% compared to the 2019 peak of 2.2491, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 11,840 PLN

2019 Average 10,983 PLN

Yearly Trough Low 10,796 PLN

Transaction Impact: A difference of 1,044.54 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3396

2.1566

JanuMarcMayJulySeptNove

BGN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2564, compared to 2.2868 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0303 points.

H1 Avg (Jan–Jun) 2.2564

H2 Avg (Jul–Dec) 2.2868

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1634 PLN (High: 2.3541 / Low: 2.1907). On the other end, August was the most stable month, with a tight range of 0.0280 PLN (High: 2.2663 / Low: 2.2383).

March Spread (Volatile) ±0.1634

August Spread (Stable) ±0.0280

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0420 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0420

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 2.3202) against the same month in 2019 (average: 2.1969), the exchange rate shifted by +0.1233 (+5.61%).

2020 Avg (October) 2.3202

2019 Avg (October) 2.1969

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1963	2.1592	2.1719
February	2.2172	2.1711	2.1889
March	2.3541	2.1907	2.2662
April	2.3519	2.3085	2.3244
May	2.3352	2.2643	2.3146
June	2.2901	2.2381	2.2726
July	2.2990	2.2432	2.2750
August	2.2663	2.2383	2.2514
September	2.3461	2.2410	2.2874
October	2.3681	2.2792	2.3202
November	2.3620	2.2817	2.2980
December	2.3393	2.2632	2.2887