YEARLY HIGH
2.2472 PLN
YEARLY LOW
2.1137 PLN
YEARLY AVERAGE
2.1784 PLN

2018 BGN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BGN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 2.2472. Conversely, the yearly low was recorded on January 27, dropping to 2.1137.

This high-to-low spread represents a total annual volatility of 0.1335 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1273 to the December average rate of 2.1933, the exchange rate registered a net change of 3.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 2.2472 was down 0.38% compared to the 2017 peak of 2.2558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 11,236 PLN
2017 Average 10,880 PLN
Yearly Trough Low 10,569 PLN
Transaction Impact: A difference of 667.48 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

2.2186
2.1189
JanuMarcMayJulySeptNove

BGN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1580, compared to 2.1987 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0407 points.

H1 Avg (Jan–Jun) 2.1580
H2 Avg (Jul–Dec) 2.1987

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.0635 PLN (High: 2.2472 / Low: 2.1837). On the other end, December was the most stable month, with a tight range of 0.0143 PLN (High: 2.1997 / Low: 2.1854).

July Spread (Volatile) ±0.0635
December Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0197 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0197

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 2.2103) against the same month in 2017 (average: 2.1661), the exchange rate shifted by +0.0442 (+2.04%).

2018 Avg (July) 2.2103
2017 Avg (July) 2.1661

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1464 2.1137 2.1273
February 2.1422 2.1169 2.1315
March 2.1640 2.1385 2.1518
April 2.1666 2.1205 2.1435
May 2.2192 2.1734 2.1922
June 2.2340 2.1794 2.2019
July 2.2472 2.1837 2.2103
August 2.2102 2.1747 2.1906
September 2.2116 2.1832 2.1990
October 2.2202 2.1915 2.2013
November 2.2146 2.1880 2.1979
December 2.1997 2.1854 2.1933