2012 BGN to SAR Historical Review

YEARLY HIGH

2.5728 SAR

YEARLY LOW

2.3163 SAR

YEARLY AVERAGE

2.4636 SAR

2012 BGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 2.5728. Conversely, the yearly low was recorded on July 24, dropping to 2.3163.

This high-to-low spread represents a total annual volatility of 0.2565 SAR. From a start-to-finish perspective, comparing the January average rate of 2.4717 to the December average rate of 2.5144, the exchange rate registered a net change of 1.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5728 was down 9.84% compared to the 2011 peak of 2.8535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 12,864 SAR

2011 Average 13,345 SAR

Yearly Trough Low 11,582 SAR

Transaction Impact: A difference of 1,282.30 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.5504

2.3384

JanuMarcMayJulySeptNove

BGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4847, compared to 2.4426 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0421 points.

H1 Avg (Jan–Jun) 2.4847

H2 Avg (Jul–Dec) 2.4426

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1542 SAR (High: 2.5306 / Low: 2.3763). On the other end, October was the most stable month, with a tight range of 0.0434 SAR (High: 2.5120 / Low: 2.4687).

May Spread (Volatile) ±0.1542

October Spread (Stable) ±0.0434

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0657 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0657

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 2.5328) against the same month in 2011 (average: 2.6164), the exchange rate shifted by -0.0836 (-3.19%).

2012 Avg (February) 2.5328

2011 Avg (February) 2.6164

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5243	2.4273	2.4717
February	2.5728	2.4871	2.5328
March	2.5568	2.5016	2.5291
April	2.5533	2.5013	2.5214
May	2.5306	2.3763	2.4557
June	2.4340	2.3589	2.3976
July	2.4182	2.3163	2.3561
August	2.4142	2.3473	2.3747
September	2.5127	2.4088	2.4642
October	2.5120	2.4687	2.4872
November	2.4899	2.4344	2.4589
December	2.5416	2.4787	2.5144