2020 BGN to SAR Historical Review

YEARLY HIGH

2.3563 SAR

YEARLY LOW

2.0520 SAR

YEARLY AVERAGE

2.1900 SAR

2020 BGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.3563. Conversely, the yearly low was recorded on March 19, dropping to 2.0520.

This high-to-low spread represents a total annual volatility of 0.3043 SAR. From a start-to-finish perspective, comparing the January average rate of 2.1297 to the December average rate of 2.3345, the exchange rate registered a net change of 9.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3563 was up 6.39% compared to the 2019 peak of 2.2148, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 11,782 SAR

2019 Average 10,734 SAR

Yearly Trough Low 10,260 SAR

Transaction Impact: A difference of 1,521.50 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3590

2.0649

JanuMarcMayJulySeptNove

BGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1152, compared to 2.2648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1496 points.

H1 Avg (Jan–Jun) 2.1152

H2 Avg (Jul–Dec) 2.2648

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1349 SAR (High: 2.1870 / Low: 2.0520). On the other end, January was the most stable month, with a tight range of 0.0386 SAR (High: 2.1511 / Low: 2.1125).

March Spread (Volatile) ±0.1349

January Spread (Stable) ±0.0386

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0352 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.3345) against the same month in 2019 (average: 2.1309), the exchange rate shifted by +0.2036 (+9.55%).

2020 Avg (December) 2.3345

2019 Avg (December) 2.1309

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1511	2.1125	2.1297
February	2.1272	2.0693	2.0945
March	2.1870	2.0520	2.1226
April	2.1114	2.0715	2.0894
May	2.1322	2.0736	2.0956
June	2.1814	2.1370	2.1591
July	2.2720	2.1557	2.1976
August	2.2911	2.2512	2.2687
September	2.2836	2.2281	2.2594
October	2.2754	2.2352	2.2571
November	2.2940	2.2294	2.2713
December	2.3563	2.3164	2.3345