2014 BGN to SAR Historical Review

YEARLY HIGH

2.6676 SAR

YEARLY LOW

2.3285 SAR

YEARLY AVERAGE

2.5468 SAR

2014 BGN to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 2.6676. Conversely, the yearly low was recorded on December 31, dropping to 2.3285.

This high-to-low spread represents a total annual volatility of 0.3391 SAR. From a start-to-finish perspective, comparing the January average rate of 2.6102 to the December average rate of 2.3623, the exchange rate registered a net change of -9.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.6676 was up 0.87% compared to the 2013 peak of 2.6447, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 13,338 SAR

2013 Average 12,726 SAR

Yearly Trough Low 11,643 SAR

Transaction Impact: A difference of 1,695.34 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.6779

2.3336

JanuMarcMayJulySeptNove

BGN to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6267, compared to 2.4668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1598 points.

H1 Avg (Jan–Jun) 2.6267

H2 Avg (Jul–Dec) 2.4668

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0981 SAR (High: 2.5191 / Low: 2.4210). On the other end, June was the most stable month, with a tight range of 0.0270 SAR (High: 2.6209 / Low: 2.5939).

September Spread (Volatile) ±0.0981

June Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0819 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0819

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 2.6492) against the same month in 2013 (average: 2.4842), the exchange rate shifted by +0.1650 (+6.64%).

2014 Avg (March) 2.6492

2013 Avg (March) 2.4842

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6393	2.5900	2.6102
February	2.6404	2.5855	2.6160
March	2.6676	2.6323	2.6492
April	2.6602	2.6255	2.6466
May	2.6662	2.6071	2.6318
June	2.6209	2.5939	2.6062
July	2.6209	2.5655	2.5956
August	2.5723	2.5189	2.5522
September	2.5191	2.4210	2.4704
October	2.4521	2.4018	2.4292
November	2.4042	2.3750	2.3914
December	2.3982	2.3285	2.3623