2020 BGN to STD Historical Review

YEARLY HIGH

13052.1489 STD

YEARLY LOW

12077.0304 STD

YEARLY AVERAGE

12547.5910 STD

2020 BGN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 13052.1489. Conversely, the yearly low was recorded on March 19, dropping to 12077.0304.

This high-to-low spread represents a total annual volatility of 975.1185 STD. From a start-to-finish perspective, comparing the January average rate of 12239.8000 to the December average rate of 12864.3882, the exchange rate registered a net change of 5.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13052.1489 was up 4.16% compared to the 2019 peak of 12530.3382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 65,260,745 STD

2019 Average 60,985,172 STD

Yearly Trough Low 60,385,152 STD

Transaction Impact: A difference of 4,875,592.48 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12926.8470

12177.3412

JanuMarcMayJulySeptNove

BGN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12369.3171, compared to 12725.8648 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 356.5478 points.

H1 Avg (Jan–Jun) 12369.3171

H2 Avg (Jul–Dec) 12725.8648

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 771.8469 STD (High: 12848.8773 / Low: 12077.0304). On the other end, January was the most stable month, with a tight range of 223.3706 STD (High: 12363.4551 / Low: 12140.0845).

March Spread (Volatile) ±771.8469

January Spread (Stable) ±223.3706

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 239.5003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -239.5003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 12768.7885) against the same month in 2019 (average: 12362.0382), the exchange rate shifted by +406.7503 (+3.29%).

2020 Avg (July) 12768.7885

2019 Avg (July) 12362.0382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12363.4551	12140.0845	12239.8000
February	12442.5681	12166.4024	12249.1907
March	12848.8773	12077.0304	12494.1323
April	12397.7431	12146.7396	12254.6319
May	12521.0364	12174.0940	12300.4492
June	12818.3517	12553.0345	12677.6983
July	13052.1489	12602.6314	12768.7885
August	12928.3827	12646.6331	12771.2510
September	12768.8306	12492.9647	12628.3755
October	12743.6033	12468.2476	12632.6848
November	12783.2388	12507.6999	12689.7010
December	12987.9161	12733.2044	12864.3882