YEARLY HIGH
12989.9881 STD
YEARLY LOW
12109.2904 STD
YEARLY AVERAGE
12532.8042 STD

2021 BGN to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 12989.9881. Conversely, the yearly low was recorded on November 16, dropping to 12109.2904.

This high-to-low spread represents a total annual volatility of 880.6977 STD. From a start-to-finish perspective, comparing the January average rate of 12730.1069 to the December average rate of 12257.5662, the exchange rate registered a net change of -3.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12989.9881 was down 0.48% compared to the 2020 peak of 13052.1489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 64,949,941 STD
2020 Average 62,745,288 STD
Yearly Trough Low 60,546,452 STD
Transaction Impact: A difference of 4,403,488.55 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12938.2366
12195.6870
JanuMarcMayJulySeptNove

BGN to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12670.2533, compared to 12395.3551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 274.8982 points.

H1 Avg (Jan–Jun) 12670.2533
H2 Avg (Jul–Dec) 12395.3551

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 633.0921 STD (High: 12965.2008 / Low: 12332.1087). On the other end, December was the most stable month, with a tight range of 154.3617 STD (High: 12351.2061 / Low: 12196.8444).

June Spread (Volatile) ±633.0921
December Spread (Stable) ±154.3617

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 248.7239 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -248.7239

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 12876.3574) against the same month in 2020 (average: 12300.4492), the exchange rate shifted by +575.9082 (+4.68%).

2021 Avg (May) 12876.3574
2020 Avg (May) 12300.4492

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12911.0232 12626.7695 12730.1069
February 12695.9881 12490.6273 12605.1776
March 12627.5495 12331.4474 12500.4629
April 12842.0308 12522.4896 12681.7813
May 12989.9881 12730.9817 12876.3574
June 12965.2008 12332.1087 12627.6335
July 12568.6143 12382.2724 12461.2389
August 12566.4625 12367.4719 12476.8899
September 12607.9786 12348.8111 12488.2408
October 12514.2589 12346.0009 12416.8365
November 12431.7372 12109.2904 12271.3584
December 12351.2061 12196.8444 12257.5662