YEARLY HIGH
25.4848 UAH
YEARLY LOW
21.9140 UAH
YEARLY AVERAGE
24.0808 UAH

2025 BGN to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 25.4848. Conversely, the yearly low was recorded on February 7, dropping to 21.9140.

This high-to-low spread represents a total annual volatility of 3.5708 UAH. From a start-to-finish perspective, comparing the January average rate of 22.3008 to the December average rate of 25.2876, the exchange rate registered a net change of 13.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 25.4848 was up 7.67% compared to the 2024 peak of 23.6695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 127,424 UAH
2024 Average 111,147 UAH
Yearly Trough Low 109,570 UAH
Transaction Impact: A difference of 17,853.84 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

25.5988
21.8647
JanuMarcMayJulySeptNove

BGN to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.2658, compared to 24.8958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6301 points.

H1 Avg (Jan–Jun) 23.2658
H2 Avg (Jul–Dec) 24.8958

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.4660 UAH (High: 24.3218 / Low: 22.8558). On the other end, September was the most stable month, with a tight range of 0.3867 UAH (High: 24.9981 / Low: 24.6114).

April Spread (Volatile) ±1.4660
September Spread (Stable) ±0.3867

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2940 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.2940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 25.2876) against the same month in 2024 (average: 22.3708), the exchange rate shifted by +2.9169 (+13.04%).

2025 Avg (December) 25.2876
2024 Avg (December) 22.3708

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.5296 22.0997 22.3008
February 22.4049 21.9140 22.1759
March 23.2651 21.9788 22.8751
April 24.3218 22.8558 23.7687
May 24.2479 23.5353 23.9641
June 25.1772 23.9890 24.5102
July 25.2564 24.3399 24.9571
August 24.8656 24.3920 24.6632
September 24.9981 24.6114 24.7723
October 25.0919 24.5627 24.8024
November 25.1046 24.7105 24.8923
December 25.4848 24.9887 25.2876