2020 BIF to BDT Historical Review

YEARLY HIGH

0.0453 BDT

YEARLY LOW

0.0435 BDT

YEARLY AVERAGE

0.0443 BDT

2020 BIF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0453. Conversely, the yearly low was recorded on December 12, dropping to 0.0435.

This high-to-low spread represents a total annual volatility of 0.0018 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0450 to the December average rate of 0.0437, the exchange rate registered a net change of -3.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0453 was down 3.26% compared to the 2019 peak of 0.0469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 227 BDT

2019 Average 229 BDT

Yearly Trough Low 218 BDT

Transaction Impact: A difference of 9.03 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0452

0.0435

JanuMarcMayJulySeptNove

BIF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0448, compared to 0.0439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0448

H2 Avg (Jul–Dec) 0.0439

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0005 BDT (High: 0.0450 / Low: 0.0444). On the other end, October was the most stable month, with a tight range of 0.0002 BDT (High: 0.0439 / Low: 0.0437).

May Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0004 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0450) against the same month in 2019 (average: 0.0464), the exchange rate shifted by -0.0014 (-3.07%).

2020 Avg (January) 0.0450

2019 Avg (January) 0.0464

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0453	0.0448	0.0450
February	0.0451	0.0448	0.0450
March	0.0450	0.0447	0.0448
April	0.0450	0.0445	0.0448
May	0.0450	0.0444	0.0446
June	0.0447	0.0442	0.0445
July	0.0444	0.0440	0.0441
August	0.0441	0.0439	0.0440
September	0.0440	0.0438	0.0439
October	0.0439	0.0437	0.0438
November	0.0439	0.0436	0.0437
December	0.0437	0.0435	0.0437