YEARLY HIGH
0.0515 BDT
YEARLY LOW
0.0420 BDT
YEARLY AVERAGE
0.0457 BDT

2022 BIF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.0515. Conversely, the yearly low was recorded on March 16, dropping to 0.0420.

This high-to-low spread represents a total annual volatility of 0.0095 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0429 to the December average rate of 0.0502, the exchange rate registered a net change of 17.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0515 was up 17.76% compared to the 2021 peak of 0.0437, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 257 BDT
2021 Average 215 BDT
Yearly Trough Low 210 BDT
Transaction Impact: A difference of 47.48 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0510
0.0417
JanuMarcMayJulySeptNove

BIF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0431, compared to 0.0482 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0431
H2 Avg (Jul–Dec) 0.0482

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0054 BDT (High: 0.0510 / Low: 0.0457). On the other end, February was the most stable month, with a tight range of 0.0004 BDT (High: 0.0430 / Low: 0.0426).

September Spread (Volatile) ±0.0054
February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 0.0502) against the same month in 2021 (average: 0.0429), the exchange rate shifted by +0.0073 (+16.93%).

2022 Avg (December) 0.0502
2021 Avg (December) 0.0429

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0435 0.0426 0.0429
February 0.0430 0.0426 0.0428
March 0.0431 0.0420 0.0426
April 0.0430 0.0420 0.0425
May 0.0436 0.0423 0.0429
June 0.0459 0.0433 0.0451
July 0.0465 0.0454 0.0457
August 0.0465 0.0459 0.0462
September 0.0510 0.0457 0.0477
October 0.0514 0.0488 0.0497
November 0.0512 0.0488 0.0496
December 0.0515 0.0495 0.0502