YEARLY HIGH
0.0418 BDT
YEARLY LOW
0.0404 BDT
YEARLY AVERAGE
0.0412 BDT

2025 BIF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 0.0418. Conversely, the yearly low was recorded on January 1, dropping to 0.0404.

This high-to-low spread represents a total annual volatility of 0.0014 BDT. From a start-to-finish perspective, comparing the January average rate of 0.0412 to the December average rate of 0.0413, the exchange rate registered a net change of 0.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0418 was up 0.63% compared to the 2024 peak of 0.0415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 209 BDT
2024 Average 200 BDT
Yearly Trough Low 202 BDT
Transaction Impact: A difference of 6.97 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0415
0.0409
JanuMarcMayJulySeptNove

BIF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0412, compared to 0.0412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0412
H2 Avg (Jul–Dec) 0.0412

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0014 BDT (High: 0.0418 / Low: 0.0404). On the other end, December was the most stable month, with a tight range of 0.0002 BDT (High: 0.0414 / Low: 0.0412).

January Spread (Volatile) ±0.0014
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0414) against the same month in 2024 (average: 0.0409), the exchange rate shifted by +0.0005 (+1.20%).

2025 Avg (November) 0.0414
2024 Avg (November) 0.0409

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0418 0.0404 0.0412
February 0.0418 0.0410 0.0412
March 0.0417 0.0406 0.0411
April 0.0415 0.0409 0.0410
May 0.0416 0.0408 0.0412
June 0.0416 0.0410 0.0413
July 0.0418 0.0406 0.0412
August 0.0416 0.0407 0.0410
September 0.0415 0.0408 0.0410
October 0.0416 0.0410 0.0413
November 0.0418 0.0411 0.0414
December 0.0414 0.0412 0.0413