2014 BIF to COP Historical Review

YEARLY HIGH

1.5472 COP

YEARLY LOW

1.1883 COP

YEARLY AVERAGE

1.2886 COP

2014 BIF to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 1.5472. Conversely, the yearly low was recorded on July 5, dropping to 1.1883.

This high-to-low spread represents a total annual volatility of 0.3589 COP. From a start-to-finish perspective, comparing the January average rate of 1.2660 to the December average rate of 1.4983, the exchange rate registered a net change of 18.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5472 was up 21.87% compared to the 2013 peak of 1.2696, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 7,736 COP

2013 Average 6,033 COP

Yearly Trough Low 5,942 COP

Transaction Impact: A difference of 1,794.49 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.5281

1.1698

JanuMarcMayJulySeptNove

BIF to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2650, compared to 1.3122 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0472 points.

H1 Avg (Jan–Jun) 1.2650

H2 Avg (Jul–Dec) 1.3122

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.1206 COP (High: 1.5472 / Low: 1.4266). On the other end, June was the most stable month, with a tight range of 0.0136 COP (High: 1.2269 / Low: 1.2133).

December Spread (Volatile) ±0.1206

June Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0489 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0489

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 1.4983) against the same month in 2013 (average: 1.2497), the exchange rate shifted by +0.2485 (+19.89%).

2014 Avg (December) 1.4983

2013 Avg (December) 1.2497

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3011	1.2425	1.2660
February	1.3247	1.3002	1.3145
March	1.3231	1.2658	1.2999
April	1.2689	1.2374	1.2511
May	1.2534	1.2217	1.2381
June	1.2269	1.2133	1.2202
July	1.2191	1.1883	1.1997
August	1.2505	1.2100	1.2239
September	1.3086	1.2292	1.2749
October	1.3224	1.3008	1.3137
November	1.4062	1.3204	1.3625
December	1.5472	1.4266	1.4983