YEARLY HIGH
1.5243 COP
YEARLY LOW
1.2464 COP
YEARLY AVERAGE
1.3700 COP

2025 BIF to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.5243. Conversely, the yearly low was recorded on December 29, dropping to 1.2464.

This high-to-low spread represents a total annual volatility of 0.2779 COP. From a start-to-finish perspective, comparing the January average rate of 1.4597 to the December average rate of 1.2845, the exchange rate registered a net change of -12.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.5243 was down 1.80% compared to the 2024 peak of 1.5522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 7,622 COP
2024 Average 7,057 COP
Yearly Trough Low 6,232 COP
Transaction Impact: A difference of 1,389.52 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4777
1.2620
JanuMarcMayJulySeptNove

BIF to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4184, compared to 1.3215 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0969 points.

H1 Avg (Jan–Jun) 1.4184
H2 Avg (Jul–Dec) 1.3215

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1435 COP (High: 1.5243 / Low: 1.3808). On the other end, October was the most stable month, with a tight range of 0.0430 COP (High: 1.3348 / Low: 1.2919).

April Spread (Volatile) ±0.1435
October Spread (Stable) ±0.0430

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0618 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0618

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.4421) against the same month in 2024 (average: 1.3488), the exchange rate shifted by +0.0933 (+6.92%).

2025 Avg (April) 1.4421
2024 Avg (April) 1.3488

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4980 1.4055 1.4597
February 1.4243 1.3755 1.3979
March 1.4224 1.3717 1.3998
April 1.5243 1.3808 1.4421
May 1.4766 1.3737 1.4245
June 1.4113 1.3667 1.3863
July 1.4185 1.3364 1.3650
August 1.4047 1.3446 1.3633
September 1.3532 1.2940 1.3215
October 1.3348 1.2919 1.3150
November 1.3220 1.2550 1.2800
December 1.3053 1.2464 1.2845