2020 BIF to COP Historical Review

YEARLY HIGH

2.2176 COP

YEARLY LOW

1.7204 COP

YEARLY AVERAGE

1.9277 COP

2020 BIF to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.2176. Conversely, the yearly low was recorded on January 10, dropping to 1.7204.

This high-to-low spread represents a total annual volatility of 0.4972 COP. From a start-to-finish perspective, comparing the January average rate of 1.7567 to the December average rate of 1.7826, the exchange rate registered a net change of 1.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2176 was up 17.22% compared to the 2019 peak of 1.8918, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 11,088 COP

2019 Average 8,904 COP

Yearly Trough Low 8,602 COP

Transaction Impact: A difference of 2,486.05 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1269

1.7230

JanuMarcMayJulySeptNove

BIF to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9450, compared to 1.9105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0345 points.

H1 Avg (Jan–Jun) 1.9450

H2 Avg (Jul–Dec) 1.9105

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3939 COP (High: 2.2176 / Low: 1.8237). On the other end, October was the most stable month, with a tight range of 0.0537 COP (High: 2.0026 / Low: 1.9489).

March Spread (Volatile) ±0.3939

October Spread (Stable) ±0.0537

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1176 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.0506) against the same month in 2019 (average: 1.7177), the exchange rate shifted by +0.3329 (+19.38%).

2020 Avg (March) 2.0506

2019 Avg (March) 1.7177

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8086	1.7204	1.7567
February	1.8472	1.7849	1.8043
March	2.2176	1.8237	2.0506
April	2.1653	2.0145	2.0932
May	2.1011	1.9449	2.0228
June	1.9951	1.8666	1.9423
July	1.9485	1.8724	1.8967
August	2.0004	1.9314	1.9603
September	2.0091	1.8883	1.9423
October	2.0026	1.9489	1.9809
November	2.0011	1.8565	1.9002
December	1.8365	1.7509	1.7826