2015 BIF to DJF Historical Review

YEARLY HIGH

0.1156 DJF

YEARLY LOW

0.1082 DJF

YEARLY AVERAGE

0.1134 DJF

2015 BIF to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.1156. Conversely, the yearly low was recorded on July 20, dropping to 0.1082.

This high-to-low spread represents a total annual volatility of 0.0074 DJF. From a start-to-finish perspective, comparing the January average rate of 0.1135 to the December average rate of 0.1143, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1156 was down 0.74% compared to the 2014 peak of 0.1165, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 578 DJF

2014 Average 575 DJF

Yearly Trough Low 541 DJF

Transaction Impact: A difference of 36.91 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1147

0.1099

JanuMarcMayJulySeptNove

BIF to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1133, compared to 0.1135 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.1133

H2 Avg (Jul–Dec) 0.1135

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0060 DJF (High: 0.1143 / Low: 0.1082). On the other end, August was the most stable month, with a tight range of 0.0017 DJF (High: 0.1151 / Low: 0.1134).

July Spread (Volatile) ±0.0060

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0030 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.1143) against the same month in 2014 (average: 0.1140), the exchange rate shifted by +0.0003 (+0.25%).

2015 Avg (December) 0.1143

2014 Avg (December) 0.1140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1146	0.1127	0.1135
February	0.1146	0.1127	0.1136
March	0.1141	0.1123	0.1133
April	0.1144	0.1126	0.1134
May	0.1142	0.1122	0.1131
June	0.1141	0.1117	0.1133
July	0.1143	0.1082	0.1103
August	0.1151	0.1134	0.1143
September	0.1153	0.1126	0.1141
October	0.1155	0.1129	0.1140
November	0.1150	0.1132	0.1141
December	0.1156	0.1131	0.1143