2021 BIF to DJF Historical Review

YEARLY HIGH

0.0921 DJF

YEARLY LOW

0.0887 DJF

YEARLY AVERAGE

0.0902 DJF

2021 BIF to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0921. Conversely, the yearly low was recorded on December 11, dropping to 0.0887.

This high-to-low spread represents a total annual volatility of 0.0034 DJF. From a start-to-finish perspective, comparing the January average rate of 0.0915 to the December average rate of 0.0891, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0921 was down 3.03% compared to the 2020 peak of 0.0950, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 461 DJF

2020 Average 465 DJF

Yearly Trough Low 443 DJF

Transaction Impact: A difference of 17.21 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0918

0.0889

JanuMarcMayJulySeptNove

BIF to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0909, compared to 0.0895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0909

H2 Avg (Jul–Dec) 0.0895

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0013 DJF (High: 0.0921 / Low: 0.0908). On the other end, August was the most stable month, with a tight range of 0.0002 DJF (High: 0.0898 / Low: 0.0897).

January Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0915) against the same month in 2020 (average: 0.0945), the exchange rate shifted by -0.0029 (-3.11%).

2021 Avg (January) 0.0915

2020 Avg (January) 0.0945

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0921	0.0908	0.0915
February	0.0916	0.0908	0.0913
March	0.0915	0.0906	0.0910
April	0.0914	0.0904	0.0911
May	0.0913	0.0901	0.0904
June	0.0902	0.0897	0.0900
July	0.0899	0.0896	0.0898
August	0.0898	0.0897	0.0897
September	0.0897	0.0892	0.0895
October	0.0896	0.0890	0.0893
November	0.0894	0.0891	0.0893
December	0.0896	0.0887	0.0891