2020 BIF to DJF Historical Review

YEARLY HIGH

0.0950 DJF

YEARLY LOW

0.0914 DJF

YEARLY AVERAGE

0.0930 DJF

2020 BIF to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.0950. Conversely, the yearly low was recorded on December 5, dropping to 0.0914.

This high-to-low spread represents a total annual volatility of 0.0036 DJF. From a start-to-finish perspective, comparing the January average rate of 0.0945 to the December average rate of 0.0917, the exchange rate registered a net change of -2.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0950 was down 4.66% compared to the 2019 peak of 0.0996, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 475 DJF

2019 Average 483 DJF

Yearly Trough Low 457 DJF

Transaction Impact: A difference of 17.82 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0947

0.0914

JanuMarcMayJulySeptNove

BIF to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0939, compared to 0.0921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0939

H2 Avg (Jul–Dec) 0.0921

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0014 DJF (High: 0.0947 / Low: 0.0933). On the other end, August was the most stable month, with a tight range of 0.0002 DJF (High: 0.0924 / Low: 0.0922).

April Spread (Volatile) ±0.0014

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0008 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0941) against the same month in 2019 (average: 0.0978), the exchange rate shifted by -0.0037 (-3.77%).

2020 Avg (March) 0.0941

2019 Avg (March) 0.0978

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0947	0.0941	0.0945
February	0.0945	0.0941	0.0943
March	0.0950	0.0936	0.0941
April	0.0947	0.0933	0.0939
May	0.0942	0.0932	0.0935
June	0.0937	0.0927	0.0933
July	0.0932	0.0924	0.0925
August	0.0924	0.0922	0.0923
September	0.0923	0.0919	0.0922
October	0.0922	0.0918	0.0920
November	0.0920	0.0916	0.0918
December	0.0918	0.0914	0.0917