2015 BIF to ETB Historical Review

YEARLY HIGH

0.0138 ETB

YEARLY LOW

0.0126 ETB

YEARLY AVERAGE

0.0132 ETB

2015 BIF to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0138. Conversely, the yearly low was recorded on July 20, dropping to 0.0126.

This high-to-low spread represents a total annual volatility of 0.0011 ETB. From a start-to-finish perspective, comparing the January average rate of 0.0129 to the December average rate of 0.0136, the exchange rate registered a net change of 5.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0138 was up 5.54% compared to the 2014 peak of 0.0131, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 69 ETB

2014 Average 63 ETB

Yearly Trough Low 63 ETB

Transaction Impact: A difference of 5.73 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0136

0.0128

JanuMarcMayJulySeptNove

BIF to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0130, compared to 0.0134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0130

H2 Avg (Jul–Dec) 0.0134

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0008 ETB (High: 0.0134 / Low: 0.0126). On the other end, February was the most stable month, with a tight range of 0.0002 ETB (High: 0.0131 / Low: 0.0129).

July Spread (Volatile) ±0.0008

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0003 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0136) against the same month in 2014 (average: 0.0129), the exchange rate shifted by +0.0007 (+5.32%).

2015 Avg (December) 0.0136

2014 Avg (December) 0.0129

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0130	0.0128	0.0129
February	0.0131	0.0129	0.0130
March	0.0131	0.0129	0.0130
April	0.0132	0.0130	0.0131
May	0.0132	0.0130	0.0131
June	0.0133	0.0130	0.0132
July	0.0134	0.0126	0.0129
August	0.0135	0.0133	0.0134
September	0.0136	0.0133	0.0134
October	0.0136	0.0133	0.0135
November	0.0136	0.0134	0.0135
December	0.0138	0.0134	0.0136