2025 BIF to ETB Historical Review

YEARLY HIGH

0.0529 ETB

YEARLY LOW

0.0422 ETB

YEARLY AVERAGE

0.0470 ETB

2025 BIF to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 0.0529. Conversely, the yearly low was recorded on March 6, dropping to 0.0422.

This high-to-low spread represents a total annual volatility of 0.0107 ETB. From a start-to-finish perspective, comparing the January average rate of 0.0431 to the December average rate of 0.0525, the exchange rate registered a net change of 21.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0529 was up 20.69% compared to the 2024 peak of 0.0438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 264 ETB

2024 Average 142 ETB

Yearly Trough Low 211 ETB

Transaction Impact: A difference of 53.28 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0535

0.0421

JanuMarcMayJulySeptNove

BIF to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0444, compared to 0.0495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0444

H2 Avg (Jul–Dec) 0.0495

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0031 ETB (High: 0.0522 / Low: 0.0491). On the other end, December was the most stable month, with a tight range of 0.0007 ETB (High: 0.0529 / Low: 0.0522).

October Spread (Volatile) ±0.0031

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.0525) against the same month in 2024 (average: 0.0430), the exchange rate shifted by +0.0096 (+22.23%).

2025 Avg (December) 0.0525

2024 Avg (December) 0.0430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0438	0.0424	0.0431
February	0.0436	0.0425	0.0431
March	0.0446	0.0422	0.0441
April	0.0456	0.0437	0.0446
May	0.0459	0.0451	0.0456
June	0.0464	0.0454	0.0458
July	0.0470	0.0454	0.0465
August	0.0481	0.0464	0.0473
September	0.0494	0.0476	0.0484
October	0.0522	0.0491	0.0503
November	0.0528	0.0518	0.0522
December	0.0529	0.0522	0.0525