2020 BIF to ETB Historical Review

YEARLY HIGH

0.0203 ETB

YEARLY LOW

0.0168 ETB

YEARLY AVERAGE

0.0182 ETB

2020 BIF to ETB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to ETB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0203. Conversely, the yearly low was recorded on February 3, dropping to 0.0168.

This high-to-low spread represents a total annual volatility of 0.0035 ETB. From a start-to-finish perspective, comparing the January average rate of 0.0170 to the December average rate of 0.0199, the exchange rate registered a net change of 17.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0203 was up 19.29% compared to the 2019 peak of 0.0170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 101 ETB

2019 Average 79 ETB

Yearly Trough Low 84 ETB

Transaction Impact: A difference of 17.27 ETB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0202

0.0167

JanuMarcMayJulySeptNove

BIF to ETB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0174, compared to 0.0191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0174

H2 Avg (Jul–Dec) 0.0191

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0006 ETB (High: 0.0197 / Low: 0.0190). On the other end, January was the most stable month, with a tight range of 0.0001 ETB (High: 0.0171 / Low: 0.0170).

October Spread (Volatile) ±0.0006

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0199) against the same month in 2019 (average: 0.0168), the exchange rate shifted by +0.0032 (+18.81%).

2020 Avg (December) 0.0199

2019 Avg (December) 0.0168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0171	0.0170	0.0170
February	0.0172	0.0168	0.0170
March	0.0175	0.0171	0.0172
April	0.0176	0.0171	0.0174
May	0.0180	0.0175	0.0177
June	0.0183	0.0177	0.0180
July	0.0184	0.0181	0.0183
August	0.0187	0.0181	0.0185
September	0.0191	0.0186	0.0190
October	0.0197	0.0190	0.0192
November	0.0197	0.0191	0.0195
December	0.0203	0.0196	0.0199