2014 BIF to KRW Historical Review

YEARLY HIGH

0.7147 KRW

YEARLY LOW

0.6484 KRW

YEARLY AVERAGE

0.6785 KRW

2014 BIF to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.7147. Conversely, the yearly low was recorded on July 5, dropping to 0.6484.

This high-to-low spread represents a total annual volatility of 0.0662 KRW. From a start-to-finish perspective, comparing the January average rate of 0.6882 to the December average rate of 0.7057, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.7147 was down 3.65% compared to the 2013 peak of 0.7417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,573 KRW

2013 Average 3,533 KRW

Yearly Trough Low 3,242 KRW

Transaction Impact: A difference of 331.17 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7104

0.6544

JanuMarcMayJulySeptNove

BIF to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6773, compared to 0.6797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.6773

H2 Avg (Jul–Dec) 0.6797

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0271 KRW (High: 0.6799 / Low: 0.6528). On the other end, June was the most stable month, with a tight range of 0.0086 KRW (High: 0.6625 / Low: 0.6538).

September Spread (Volatile) ±0.0271

June Spread (Stable) ±0.0086

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0163 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0163

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.7057) against the same month in 2013 (average: 0.6830), the exchange rate shifted by +0.0227 (+3.32%).

2014 Avg (December) 0.7057

2013 Avg (December) 0.6830

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6983	0.6807	0.6882
February	0.6983	0.6848	0.6910
March	0.6962	0.6852	0.6897
April	0.6835	0.6659	0.6735
May	0.6686	0.6568	0.6626
June	0.6625	0.6538	0.6590
July	0.6725	0.6484	0.6594
August	0.6718	0.6544	0.6614
September	0.6799	0.6528	0.6684
October	0.6939	0.6705	0.6811
November	0.7131	0.6875	0.7024
December	0.7147	0.6962	0.7057