YEARLY HIGH
0.5010 KRW
YEARLY LOW
0.4553 KRW
YEARLY AVERAGE
0.4808 KRW

2025 BIF to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 0.5010. Conversely, the yearly low was recorded on June 5, dropping to 0.4553.

This high-to-low spread represents a total annual volatility of 0.0457 KRW. From a start-to-finish perspective, comparing the January average rate of 0.4931 to the December average rate of 0.4952, the exchange rate registered a net change of 0.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5010 was up 0.23% compared to the 2024 peak of 0.4998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,505 KRW
2024 Average 2,364 KRW
Yearly Trough Low 2,276 KRW
Transaction Impact: A difference of 228.49 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4986
0.4579
JanuMarcMayJulySeptNove

BIF to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4824, compared to 0.4792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.4824
H2 Avg (Jul–Dec) 0.4792

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0304 KRW (High: 0.4891 / Low: 0.4587). On the other end, August was the most stable month, with a tight range of 0.0095 KRW (High: 0.4737 / Low: 0.4642).

May Spread (Volatile) ±0.0304
August Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0147 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.4952) against the same month in 2024 (average: 0.4888), the exchange rate shifted by +0.0065 (+1.32%).

2025 Avg (December) 0.4952
2024 Avg (December) 0.4888

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4991 0.4829 0.4931
February 0.4980 0.4828 0.4894
March 0.5010 0.4880 0.4937
April 0.5001 0.4763 0.4857
May 0.4891 0.4587 0.4710
June 0.4663 0.4553 0.4613
July 0.4756 0.4564 0.4654
August 0.4737 0.4642 0.4680
September 0.4806 0.4643 0.4699
October 0.4888 0.4777 0.4824
November 0.4993 0.4856 0.4943
December 0.5010 0.4843 0.4952