2026 BIF to KRW Historical Review

YEARLY HIGH

0.5227 KRW

YEARLY LOW

0.4810 KRW

YEARLY AVERAGE

0.4980 KRW

2026 BIF to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on June 6, valuing the pair at 0.5227. Conversely, the yearly low was recorded on August 1, dropping to 0.4810.

This high-to-low spread represents a total annual volatility of 0.0418 KRW. From a start-to-finish perspective, comparing the January average rate of 0.4914 to the December average rate of 0.4828, the exchange rate registered a net change of -1.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5227 was up 4.34% compared to the 2025 peak of 0.5010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,614 KRW

2025 Average 2,404 KRW

Yearly Trough Low 2,405 KRW

Transaction Impact: A difference of 208.77 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5168

0.4797

JanuMarcMayJuly

BIF to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5001, compared to 0.4917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.5001

H2 Avg (Jul–Dec) 0.4917

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 0.0387 KRW (High: 0.5225 / Low: 0.4838). On the other end, August was the most stable month, with a tight range of 0.0047 KRW (High: 0.4857 / Low: 0.4810).

July Spread (Volatile) ±0.0387

August Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0177 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.5137) against the same month in 2025 (average: 0.4613), the exchange rate shifted by +0.0524 (+11.35%).

2026 Avg (June) 0.5137

2025 Avg (June) 0.4613

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5003	0.4822	0.4914
February	0.4968	0.4828	0.4888
March	0.5114	0.4860	0.5033
April	0.5097	0.4910	0.4996
May	0.5066	0.4952	0.5038
June	0.5227	0.5047	0.5137
July	0.5225	0.4838	0.5006
August	0.4857	0.4810	0.4828