2015 BIF to KZT Historical Review

YEARLY HIGH

0.2209 KZT

YEARLY LOW

0.1141 KZT

YEARLY AVERAGE

0.1419 KZT

2015 BIF to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.2209. Conversely, the yearly low was recorded on July 14, dropping to 0.1141.

This high-to-low spread represents a total annual volatility of 0.1068 KZT. From a start-to-finish perspective, comparing the January average rate of 0.1173 to the December average rate of 0.2079, the exchange rate registered a net change of 77.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2209 was up 83.97% compared to the 2014 peak of 0.1201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,105 KZT

2014 Average 576 KZT

Yearly Trough Low 571 KZT

Transaction Impact: A difference of 534.05 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2171

0.1069

JanuMarcMayJulySeptNove

BIF to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1183, compared to 0.1656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0473 points.

H1 Avg (Jan–Jun) 0.1183

H2 Avg (Jul–Dec) 0.1656

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0369 KZT (High: 0.1568 / Low: 0.1199). On the other end, February was the most stable month, with a tight range of 0.0017 KZT (High: 0.1189 / Low: 0.1172).

August Spread (Volatile) ±0.0369

February Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0028 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.2079) against the same month in 2014 (average: 0.1165), the exchange rate shifted by +0.0914 (+78.48%).

2015 Avg (December) 0.2079

2014 Avg (December) 0.1165

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1185	0.1161	0.1173
February	0.1189	0.1172	0.1181
March	0.1192	0.1173	0.1183
April	0.1197	0.1178	0.1186
May	0.1195	0.1177	0.1186
June	0.1196	0.1169	0.1188
July	0.1208	0.1141	0.1161
August	0.1568	0.1199	0.1294
September	0.1823	0.1545	0.1681
October	0.1791	0.1740	0.1771
November	0.1989	0.1789	0.1948
December	0.2209	0.1934	0.2079