2025 BIF to KZT Historical Review

YEARLY HIGH

0.1871 KZT

YEARLY LOW

0.1647 KZT

YEARLY AVERAGE

0.1762 KZT

2025 BIF to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on September 29, valuing the pair at 0.1871. Conversely, the yearly low was recorded on March 11, dropping to 0.1647.

This high-to-low spread represents a total annual volatility of 0.0224 KZT. From a start-to-finish perspective, comparing the January average rate of 0.1780 to the December average rate of 0.1732, the exchange rate registered a net change of -2.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1871 was up 4.10% compared to the 2024 peak of 0.1798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 936 KZT

2024 Average 814 KZT

Yearly Trough Low 824 KZT

Transaction Impact: A difference of 112.12 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1841

0.1675

JanuMarcMayJulySeptNove

BIF to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1732, compared to 0.1792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.1732

H2 Avg (Jul–Dec) 0.1792

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0106 KZT (High: 0.1848 / Low: 0.1741). On the other end, May was the most stable month, with a tight range of 0.0051 KZT (High: 0.1759 / Low: 0.1708).

July Spread (Volatile) ±0.0106

May Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0068 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.1824) against the same month in 2024 (average: 0.1660), the exchange rate shifted by +0.0164 (+9.90%).

2025 Avg (September) 0.1824

2024 Avg (September) 0.1660

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1810	0.1746	0.1780
February	0.1766	0.1680	0.1712
March	0.1719	0.1647	0.1689
April	0.1777	0.1687	0.1738
May	0.1759	0.1708	0.1734
June	0.1769	0.1714	0.1741
July	0.1848	0.1741	0.1787
August	0.1848	0.1793	0.1815
September	0.1871	0.1795	0.1824
October	0.1868	0.1789	0.1827
November	0.1804	0.1729	0.1769
December	0.1765	0.1694	0.1732