2021 BIF to KZT Historical Review

YEARLY HIGH

0.2227 KZT

YEARLY LOW

0.2124 KZT

YEARLY AVERAGE

0.2161 KZT

2021 BIF to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.2227. Conversely, the yearly low was recorded on October 22, dropping to 0.2124.

This high-to-low spread represents a total annual volatility of 0.0103 KZT. From a start-to-finish perspective, comparing the January average rate of 0.2162 to the December average rate of 0.2186, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2227 was down 7.86% compared to the 2020 peak of 0.2417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,113 KZT

2020 Average 1,081 KZT

Yearly Trough Low 1,062 KZT

Transaction Impact: A difference of 51.30 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2208

0.2132

JanuMarcMayJulySeptNove

BIF to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2166, compared to 0.2156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.2166

H2 Avg (Jul–Dec) 0.2156

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0062 KZT (High: 0.2209 / Low: 0.2147). On the other end, September was the most stable month, with a tight range of 0.0016 KZT (High: 0.2149 / Low: 0.2133).

November Spread (Volatile) ±0.0062

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0028 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.2201) against the same month in 2020 (average: 0.2285), the exchange rate shifted by -0.0084 (-3.66%).

2021 Avg (April) 0.2201

2020 Avg (April) 0.2285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2182	0.2145	0.2162
February	0.2185	0.2127	0.2148
March	0.2177	0.2134	0.2152
April	0.2227	0.2167	0.2201
May	0.2205	0.2160	0.2174
June	0.2170	0.2149	0.2161
July	0.2173	0.2145	0.2154
August	0.2157	0.2138	0.2147
September	0.2149	0.2133	0.2142
October	0.2148	0.2124	0.2138
November	0.2209	0.2147	0.2167
December	0.2201	0.2165	0.2186