2020 BIF to LKR Historical Review

YEARLY HIGH

0.1023 LKR

YEARLY LOW

0.0948 LKR

YEARLY AVERAGE

0.0969 LKR

2020 BIF to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.1023. Conversely, the yearly low was recorded on August 13, dropping to 0.0948.

This high-to-low spread represents a total annual volatility of 0.0075 LKR. From a start-to-finish perspective, comparing the January average rate of 0.0963 to the December average rate of 0.0964, the exchange rate registered a net change of 0.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1023 was up 0.03% compared to the 2019 peak of 0.1022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 511 LKR

2019 Average 485 LKR

Yearly Trough Low 474 LKR

Transaction Impact: A difference of 37.42 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1017

0.0947

JanuMarcMayJulySeptNove

BIF to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0979, compared to 0.0959 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0979

H2 Avg (Jul–Dec) 0.0959

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0039 LKR (High: 0.1000 / Low: 0.0961). On the other end, February was the most stable month, with a tight range of 0.0005 LKR (High: 0.0964 / Low: 0.0959).

March Spread (Volatile) ±0.0039

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1011) against the same month in 2019 (average: 0.0954), the exchange rate shifted by +0.0057 (+5.93%).

2020 Avg (April) 0.1011

2019 Avg (April) 0.0954

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0969	0.0959	0.0963
February	0.0964	0.0959	0.0962
March	0.1000	0.0961	0.0977
April	0.1023	0.0999	0.1011
May	0.1002	0.0976	0.0985
June	0.0981	0.0970	0.0975
July	0.0973	0.0963	0.0966
August	0.0965	0.0948	0.0959
September	0.0963	0.0953	0.0958
October	0.0957	0.0950	0.0953
November	0.0958	0.0951	0.0953
December	0.0979	0.0954	0.0964