2025 BIF to LKR Historical Review

YEARLY HIGH

0.1048 LKR

YEARLY LOW

0.0989 LKR

YEARLY AVERAGE

0.1017 LKR

2025 BIF to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.1048. Conversely, the yearly low was recorded on March 30, dropping to 0.0989.

This high-to-low spread represents a total annual volatility of 0.0059 LKR. From a start-to-finish perspective, comparing the January average rate of 0.1004 to the December average rate of 0.1045, the exchange rate registered a net change of 4.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1048 was down 7.84% compared to the 2024 peak of 0.1137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 524 LKR

2024 Average 523 LKR

Yearly Trough Low 494 LKR

Transaction Impact: A difference of 29.55 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1049

0.0997

JanuMarcMayJulySeptNove

BIF to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1007, compared to 0.1026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.1007

H2 Avg (Jul–Dec) 0.1026

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0029 LKR (High: 0.1020 / Low: 0.0991). On the other end, December was the most stable month, with a tight range of 0.0009 LKR (High: 0.1048 / Low: 0.1039).

January Spread (Volatile) ±0.0029

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.1045) against the same month in 2024 (average: 0.0990), the exchange rate shifted by +0.0055 (+5.60%).

2025 Avg (December) 0.1045

2024 Avg (December) 0.0990

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1020	0.0991	0.1004
February	0.1018	0.0997	0.1004
March	0.1015	0.0989	0.1002
April	0.1022	0.0996	0.1007
May	0.1025	0.1006	0.1015
June	0.1020	0.1004	0.1013
July	0.1031	0.1007	0.1016
August	0.1026	0.1008	0.1014
September	0.1032	0.1011	0.1018
October	0.1032	0.1018	0.1027
November	0.1044	0.1032	0.1038
December	0.1048	0.1039	0.1045