2026 BIF to LKR Historical Review

YEARLY HIGH

0.1132 LKR

YEARLY LOW

0.1042 LKR

YEARLY AVERAGE

0.1086 LKR

2026 BIF to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 0.1132. Conversely, the yearly low was recorded on February 13, dropping to 0.1042.

This high-to-low spread represents a total annual volatility of 0.0090 LKR. From a start-to-finish perspective, comparing the January average rate of 0.1046 to the December average rate of 0.1124, the exchange rate registered a net change of 7.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1132 was up 8.00% compared to the 2025 peak of 0.1048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 566 LKR

2025 Average 508 LKR

Yearly Trough Low 521 LKR

Transaction Impact: A difference of 45.06 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1135

0.1036

JanuMarcMayJuly

BIF to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1072, compared to 0.1125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.1072

H2 Avg (Jul–Dec) 0.1125

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0045 LKR (High: 0.1087 / Low: 0.1042). On the other end, February was the most stable month, with a tight range of 0.0005 LKR (High: 0.1047 / Low: 0.1042).

March Spread (Volatile) ±0.0045

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1123) against the same month in 2025 (average: 0.1013), the exchange rate shifted by +0.0110 (+10.91%).

2026 Avg (June) 0.1123

2025 Avg (June) 0.1013

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1051	0.1043	0.1046
February	0.1047	0.1042	0.1044
March	0.1087	0.1042	0.1053
April	0.1074	0.1060	0.1064
May	0.1116	0.1074	0.1104
June	0.1132	0.1111	0.1123
July	0.1130	0.1123	0.1127
August	0.1131	0.1116	0.1124