2012 BIF to MRO Historical Review

YEARLY HIGH

0.2285 MRO

YEARLY LOW

0.1929 MRO

YEARLY AVERAGE

0.2108 MRO

2012 BIF to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.2285. Conversely, the yearly low was recorded on December 24, dropping to 0.1929.

This high-to-low spread represents a total annual volatility of 0.0357 MRO. From a start-to-finish perspective, comparing the January average rate of 0.2221 to the December average rate of 0.1959, the exchange rate registered a net change of -11.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2285 was down 9.73% compared to the 2011 peak of 0.2531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,143 MRO

2011 Average 1,158 MRO

Yearly Trough Low 964 MRO

Transaction Impact: A difference of 178.27 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2282

0.1930

JanuMarcMayJulySeptNove

BIF to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2181, compared to 0.2035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.2181

H2 Avg (Jul–Dec) 0.2035

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0162 MRO (High: 0.2268 / Low: 0.2106). On the other end, August was the most stable month, with a tight range of 0.0023 MRO (High: 0.2099 / Low: 0.2076).

April Spread (Volatile) ±0.0162

August Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0114 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 0.2253) against the same month in 2011 (average: 0.2483), the exchange rate shifted by -0.0230 (-9.27%).

2012 Avg (March) 0.2253

2011 Avg (March) 0.2483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2254	0.2160	0.2221
February	0.2262	0.2210	0.2237
March	0.2285	0.2222	0.2253
April	0.2268	0.2106	0.2205
May	0.2147	0.2051	0.2091
June	0.2104	0.2040	0.2079
July	0.2108	0.2045	0.2072
August	0.2099	0.2076	0.2089
September	0.2099	0.2032	0.2068
October	0.2054	0.2008	0.2027
November	0.2025	0.1958	0.1993
December	0.1981	0.1929	0.1959