2015 BIF to MRO Historical Review

YEARLY HIGH

0.2181 MRO

YEARLY LOW

0.1824 MRO

YEARLY AVERAGE

0.1975 MRO

2015 BIF to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 0.2181. Conversely, the yearly low was recorded on March 18, dropping to 0.1824.

This high-to-low spread represents a total annual volatility of 0.0358 MRO. From a start-to-finish perspective, comparing the January average rate of 0.1859 to the December average rate of 0.1959, the exchange rate registered a net change of 5.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2181 was up 13.67% compared to the 2014 peak of 0.1919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,091 MRO

2014 Average 941 MRO

Yearly Trough Low 912 MRO

Transaction Impact: A difference of 178.79 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2089

0.1838

JanuMarcMayJulySeptNove

BIF to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1944, compared to 0.2006 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.1944

H2 Avg (Jul–Dec) 0.2006

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0222 MRO (High: 0.2087 / Low: 0.1865). On the other end, January was the most stable month, with a tight range of 0.0036 MRO (High: 0.1881 / Low: 0.1845).

October Spread (Volatile) ±0.0222

January Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0108 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.2068) against the same month in 2014 (average: 0.1869), the exchange rate shifted by +0.0199 (+10.63%).

2015 Avg (November) 0.2068

2014 Avg (November) 0.1869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1881	0.1845	0.1859
February	0.1889	0.1846	0.1859
March	0.2018	0.1824	0.1898
April	0.2024	0.1956	0.2003
May	0.2039	0.1937	0.1998
June	0.2083	0.1988	0.2046
July	0.2091	0.1981	0.2023
August	0.2104	0.2010	0.2064
September	0.2063	0.1865	0.2000
October	0.2087	0.1865	0.1920
November	0.2181	0.2021	0.2068
December	0.2001	0.1891	0.1959