2020 BIF to MRO Historical Review

YEARLY HIGH

0.1905 MRO

YEARLY LOW

0.1834 MRO

YEARLY AVERAGE

0.1865 MRO

2020 BIF to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.1905. Conversely, the yearly low was recorded on December 5, dropping to 0.1834.

This high-to-low spread represents a total annual volatility of 0.0071 MRO. From a start-to-finish perspective, comparing the January average rate of 0.1894 to the December average rate of 0.1838, the exchange rate registered a net change of -2.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1905 was down 4.66% compared to the 2019 peak of 0.1998, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 952 MRO

2019 Average 969 MRO

Yearly Trough Low 917 MRO

Transaction Impact: A difference of 35.60 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1900

0.1832

JanuMarcMayJulySeptNove

BIF to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1884, compared to 0.1846 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1884

H2 Avg (Jul–Dec) 0.1846

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0029 MRO (High: 0.1900 / Low: 0.1871). On the other end, December was the most stable month, with a tight range of 0.0006 MRO (High: 0.1840 / Low: 0.1834).

April Spread (Volatile) ±0.0029

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0016 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1887) against the same month in 2019 (average: 0.1961), the exchange rate shifted by -0.0074 (-3.77%).

2020 Avg (March) 0.1887

2019 Avg (March) 0.1961

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1900	0.1888	0.1894
February	0.1896	0.1888	0.1891
March	0.1905	0.1878	0.1887
April	0.1900	0.1871	0.1883
May	0.1889	0.1868	0.1876
June	0.1879	0.1859	0.1872
July	0.1869	0.1851	0.1855
August	0.1856	0.1846	0.1851
September	0.1852	0.1844	0.1848
October	0.1849	0.1840	0.1845
November	0.1845	0.1837	0.1841
December	0.1840	0.1834	0.1838