2019 BIF to MZN Historical Review

YEARLY HIGH

0.0358 MZN

YEARLY LOW

0.0314 MZN

YEARLY AVERAGE

0.0340 MZN

2019 BIF to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 0.0358. Conversely, the yearly low was recorded on August 11, dropping to 0.0314.

This high-to-low spread represents a total annual volatility of 0.0044 MZN. From a start-to-finish perspective, comparing the January average rate of 0.0341 to the December average rate of 0.0336, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0358 was up 1.19% compared to the 2018 peak of 0.0354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 179 MZN

2018 Average 169 MZN

Yearly Trough Low 157 MZN

Transaction Impact: A difference of 21.85 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0354

0.0327

JanuMarcMayJulySeptNove

BIF to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0344, compared to 0.0335 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0344

H2 Avg (Jul–Dec) 0.0335

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0022 MZN (High: 0.0336 / Low: 0.0314). On the other end, October was the most stable month, with a tight range of 0.0003 MZN (High: 0.0337 / Low: 0.0333).

August Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.0344) against the same month in 2018 (average: 0.0345), the exchange rate shifted by -0.0001 (-0.30%).

2019 Avg (February) 0.0344

2018 Avg (February) 0.0345

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0346	0.0338	0.0341
February	0.0358	0.0339	0.0344
March	0.0352	0.0342	0.0346
April	0.0354	0.0350	0.0352
May	0.0353	0.0337	0.0345
June	0.0340	0.0334	0.0337
July	0.0339	0.0333	0.0337
August	0.0336	0.0314	0.0330
September	0.0336	0.0331	0.0333
October	0.0337	0.0333	0.0335
November	0.0343	0.0336	0.0339
December	0.0342	0.0326	0.0336