YEARLY HIGH
0.0223 MZN
YEARLY LOW
0.0213 MZN
YEARLY AVERAGE
0.0215 MZN

2026 BIF to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0223. Conversely, the yearly low was recorded on August 1, dropping to 0.0213.

This high-to-low spread represents a total annual volatility of 0.0010 MZN. From a start-to-finish perspective, comparing the January average rate of 0.0216 to the December average rate of 0.0215, the exchange rate registered a net change of -0.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0223 was up 1.63% compared to the 2025 peak of 0.0219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 111 MZN
2025 Average 108 MZN
Yearly Trough Low 107 MZN
Transaction Impact: A difference of 4.97 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0216
0.0214
JanuMarcMayJuly

BIF to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0215, compared to 0.0214 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0215
H2 Avg (Jul–Dec) 0.0214

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0008 MZN (High: 0.0223 / Low: 0.0214). On the other end, May was the most stable month, with a tight range of 0.0000 MZN (High: 0.0215 / Low: 0.0215).

March Spread (Volatile) ±0.0008
May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0216) against the same month in 2025 (average: 0.0216), the exchange rate shifted by -0.0001 (-0.26%).

2026 Avg (March) 0.0216
2025 Avg (March) 0.0216

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0217 0.0215 0.0216
February 0.0217 0.0214 0.0216
March 0.0223 0.0214 0.0216
April 0.0216 0.0214 0.0215
May 0.0215 0.0215 0.0215
June 0.0215 0.0214 0.0214
July 0.0215 0.0214 0.0214
August 0.0215 0.0213 0.0215