2020 BIF to MZN Historical Review

YEARLY HIGH

0.0387 MZN

YEARLY LOW

0.0327 MZN

YEARLY AVERAGE

0.0362 MZN

2020 BIF to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0387. Conversely, the yearly low was recorded on January 4, dropping to 0.0327.

This high-to-low spread represents a total annual volatility of 0.0060 MZN. From a start-to-finish perspective, comparing the January average rate of 0.0332 to the December average rate of 0.0383, the exchange rate registered a net change of 15.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0387 was up 8.16% compared to the 2019 peak of 0.0358, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 193 MZN

2019 Average 170 MZN

Yearly Trough Low 163 MZN

Transaction Impact: A difference of 30.16 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0389

0.0327

JanuMarcMayJulySeptNove

BIF to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0350, compared to 0.0374 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0350

H2 Avg (Jul–Dec) 0.0374

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0011 MZN (High: 0.0338 / Low: 0.0327). On the other end, September was the most stable month, with a tight range of 0.0003 MZN (High: 0.0374 / Low: 0.0371).

January Spread (Volatile) ±0.0011

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0383) against the same month in 2019 (average: 0.0336), the exchange rate shifted by +0.0047 (+14.05%).

2020 Avg (December) 0.0383

2019 Avg (December) 0.0336

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0338	0.0327	0.0332
February	0.0346	0.0337	0.0341
March	0.0356	0.0346	0.0349
April	0.0358	0.0352	0.0355
May	0.0365	0.0356	0.0360
June	0.0368	0.0363	0.0366
July	0.0368	0.0365	0.0366
August	0.0371	0.0367	0.0369
September	0.0374	0.0371	0.0372
October	0.0378	0.0374	0.0376
November	0.0383	0.0377	0.0380
December	0.0387	0.0379	0.0383