2012 BIF to NGN Historical Review

YEARLY HIGH

0.1263 NGN

YEARLY LOW

0.1013 NGN

YEARLY AVERAGE

0.1135 NGN

2012 BIF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.1263. Conversely, the yearly low was recorded on December 30, dropping to 0.1013.

This high-to-low spread represents a total annual volatility of 0.0251 NGN. From a start-to-finish perspective, comparing the January average rate of 0.1243 to the December average rate of 0.1031, the exchange rate registered a net change of -17.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1263 was down 8.35% compared to the 2011 peak of 0.1379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 632 NGN

2011 Average 645 NGN

Yearly Trough Low 506 NGN

Transaction Impact: A difference of 125.42 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1264

0.1010

JanuMarcMayJulySeptNove

BIF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1194, compared to 0.1076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0118 points.

H1 Avg (Jan–Jun) 0.1194

H2 Avg (Jul–Dec) 0.1076

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0090 NGN (High: 0.1230 / Low: 0.1140). On the other end, October was the most stable month, with a tight range of 0.0018 NGN (High: 0.1072 / Low: 0.1055).

April Spread (Volatile) ±0.0090

October Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0059 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1243) against the same month in 2011 (average: 0.1345), the exchange rate shifted by -0.0102 (-7.59%).

2012 Avg (January) 0.1243

2011 Avg (January) 0.1345

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1263	0.1209	0.1243
February	0.1246	0.1202	0.1219
March	0.1228	0.1204	0.1215
April	0.1230	0.1140	0.1197
May	0.1158	0.1124	0.1138
June	0.1169	0.1139	0.1155
July	0.1153	0.1094	0.1130
August	0.1121	0.1084	0.1100
September	0.1099	0.1063	0.1083
October	0.1072	0.1055	0.1060
November	0.1076	0.1035	0.1053
December	0.1054	0.1013	0.1031