2015 BIF to NGN Historical Review

YEARLY HIGH

0.1304 NGN

YEARLY LOW

0.1148 NGN

YEARLY AVERAGE

0.1264 NGN

2015 BIF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 0.1304. Conversely, the yearly low was recorded on January 11, dropping to 0.1148.

This high-to-low spread represents a total annual volatility of 0.0156 NGN. From a start-to-finish perspective, comparing the January average rate of 0.1187 to the December average rate of 0.1279, the exchange rate registered a net change of 7.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1304 was up 9.94% compared to the 2014 peak of 0.1186, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 652 NGN

2014 Average 532 NGN

Yearly Trough Low 574 NGN

Transaction Impact: A difference of 77.81 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1289

0.1178

JanuMarcMayJulySeptNove

BIF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1256, compared to 0.1272 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.1256

H2 Avg (Jul–Dec) 0.1272

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0100 NGN (High: 0.1304 / Low: 0.1204). On the other end, August was the most stable month, with a tight range of 0.0017 NGN (High: 0.1286 / Low: 0.1269).

February Spread (Volatile) ±0.0100

August Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0035 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 0.1264) against the same month in 2014 (average: 0.1056), the exchange rate shifted by +0.0208 (+19.68%).

2015 Avg (February) 0.1264

2014 Avg (February) 0.1056

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1224	0.1148	0.1187
February	0.1304	0.1204	0.1264
March	0.1294	0.1260	0.1272
April	0.1282	0.1262	0.1271
May	0.1277	0.1259	0.1269
June	0.1279	0.1250	0.1271
July	0.1279	0.1214	0.1236
August	0.1286	0.1269	0.1280
September	0.1294	0.1265	0.1279
October	0.1295	0.1268	0.1278
November	0.1287	0.1268	0.1278
December	0.1296	0.1260	0.1279