2013 BIF to NGN Historical Review

YEARLY HIGH

0.1063 NGN

YEARLY LOW

0.0997 NGN

YEARLY AVERAGE

0.1028 NGN

2013 BIF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 0.1063. Conversely, the yearly low was recorded on February 4, dropping to 0.0997.

This high-to-low spread represents a total annual volatility of 0.0066 NGN. From a start-to-finish perspective, comparing the January average rate of 0.1034 to the December average rate of 0.1029, the exchange rate registered a net change of -0.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1063 was down 15.83% compared to the 2012 peak of 0.1263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 532 NGN

2012 Average 567 NGN

Yearly Trough Low 499 NGN

Transaction Impact: A difference of 33.21 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1057

0.1000

JanuMarcMayJulySeptNove

BIF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1017, compared to 0.1039 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.1017

H2 Avg (Jul–Dec) 0.1039

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.0049 NGN (High: 0.1051 / Low: 0.1003). On the other end, November was the most stable month, with a tight range of 0.0007 NGN (High: 0.1029 / Low: 0.1022).

March Spread (Volatile) ±0.0049

November Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0029 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 0.1052) against the same month in 2012 (average: 0.1083), the exchange rate shifted by -0.0031 (-2.88%).

2013 Avg (September) 0.1052

2012 Avg (September) 0.1083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1044	0.1005	0.1034
February	0.1023	0.0997	0.1005
March	0.1051	0.1003	0.1017
April	0.1016	0.0999	0.1007
May	0.1021	0.0999	0.1006
June	0.1048	0.1019	0.1031
July	0.1049	0.1036	0.1042
August	0.1060	0.1038	0.1047
September	0.1063	0.1037	0.1052
October	0.1049	0.1025	0.1037
November	0.1029	0.1022	0.1025
December	0.1039	0.1020	0.1029