2013 BIF to RSD Historical Review

YEARLY HIGH

0.0575 RSD

YEARLY LOW

0.0516 RSD

YEARLY AVERAGE

0.0549 RSD

2013 BIF to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 0.0575. Conversely, the yearly low was recorded on February 3, dropping to 0.0516.

This high-to-low spread represents a total annual volatility of 0.0059 RSD. From a start-to-finish perspective, comparing the January average rate of 0.0555 to the December average rate of 0.0541, the exchange rate registered a net change of -2.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0575 was down 14.97% compared to the 2012 peak of 0.0677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 288 RSD

2012 Average 314 RSD

Yearly Trough Low 258 RSD

Transaction Impact: A difference of 29.40 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0566

0.0529

JanuMarcMayJulySeptNove

BIF to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0548, compared to 0.0551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0548

H2 Avg (Jul–Dec) 0.0551

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0047 RSD (High: 0.0572 / Low: 0.0525). On the other end, December was the most stable month, with a tight range of 0.0009 RSD (High: 0.0545 / Low: 0.0536).

January Spread (Volatile) ±0.0047

December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0023 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.0563) against the same month in 2012 (average: 0.0664), the exchange rate shifted by -0.0101 (-15.16%).

2013 Avg (July) 0.0563

2012 Avg (July) 0.0664

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0572	0.0525	0.0555
February	0.0550	0.0516	0.0532
March	0.0572	0.0544	0.0553
April	0.0555	0.0537	0.0545
May	0.0556	0.0534	0.0544
June	0.0564	0.0545	0.0556
July	0.0575	0.0557	0.0563
August	0.0563	0.0554	0.0557
September	0.0568	0.0548	0.0557
October	0.0550	0.0534	0.0542
November	0.0551	0.0541	0.0546
December	0.0545	0.0536	0.0541