2019 BIF to RSD Historical Review

YEARLY HIGH

0.0583 RSD

YEARLY LOW

0.0557 RSD

YEARLY AVERAGE

0.0571 RSD

2019 BIF to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.0583. Conversely, the yearly low was recorded on December 31, dropping to 0.0557.

This high-to-low spread represents a total annual volatility of 0.0026 RSD. From a start-to-finish perspective, comparing the January average rate of 0.0574 to the December average rate of 0.0563, the exchange rate registered a net change of -1.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0583 was down 0.75% compared to the 2018 peak of 0.0588, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 292 RSD

2018 Average 282 RSD

Yearly Trough Low 278 RSD

Transaction Impact: A difference of 13.25 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0577

0.0562

JanuMarcMayJulySeptNove

BIF to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0573, compared to 0.0570 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0573

H2 Avg (Jul–Dec) 0.0570

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0020 RSD (High: 0.0583 / Low: 0.0564). On the other end, May was the most stable month, with a tight range of 0.0007 RSD (High: 0.0576 / Low: 0.0569).

October Spread (Volatile) ±0.0020

May Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.0572) against the same month in 2018 (average: 0.0576), the exchange rate shifted by -0.0004 (-0.63%).

2019 Avg (October) 0.0572

2018 Avg (October) 0.0576

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0582	0.0569	0.0574
February	0.0580	0.0567	0.0574
March	0.0581	0.0567	0.0574
April	0.0578	0.0569	0.0573
May	0.0576	0.0569	0.0574
June	0.0575	0.0560	0.0566
July	0.0577	0.0566	0.0570
August	0.0580	0.0568	0.0574
September	0.0581	0.0572	0.0576
October	0.0583	0.0564	0.0572
November	0.0571	0.0563	0.0568
December	0.0570	0.0557	0.0563