2025 BIF to RSD Historical Review

YEARLY HIGH

0.0389 RSD

YEARLY LOW

0.0332 RSD

YEARLY AVERAGE

0.0351 RSD

2025 BIF to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.0389. Conversely, the yearly low was recorded on September 16, dropping to 0.0332.

This high-to-low spread represents a total annual volatility of 0.0057 RSD. From a start-to-finish perspective, comparing the January average rate of 0.0384 to the December average rate of 0.0339, the exchange rate registered a net change of -11.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0389 was up 0.24% compared to the 2024 peak of 0.0388, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 194 RSD

2024 Average 188 RSD

Yearly Trough Low 166 RSD

Transaction Impact: A difference of 28.29 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0388

0.0332

JanuMarcMayJulySeptNove

BIF to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0363, compared to 0.0340 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0363

H2 Avg (Jul–Dec) 0.0340

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0023 RSD (High: 0.0366 / Low: 0.0343). On the other end, November was the most stable month, with a tight range of 0.0006 RSD (High: 0.0347 / Low: 0.0341).

April Spread (Volatile) ±0.0023

November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0384) against the same month in 2024 (average: 0.0377), the exchange rate shifted by +0.0007 (+1.85%).

2025 Avg (January) 0.0384

2024 Avg (January) 0.0377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0389	0.0377	0.0384
February	0.0388	0.0376	0.0381
March	0.0381	0.0362	0.0368
April	0.0366	0.0343	0.0352
May	0.0358	0.0346	0.0352
June	0.0350	0.0335	0.0343
July	0.0346	0.0334	0.0338
August	0.0345	0.0336	0.0339
September	0.0341	0.0332	0.0337
October	0.0344	0.0338	0.0341
November	0.0347	0.0341	0.0344
December	0.0342	0.0336	0.0339