2014 BMD to NAD Historical Review

YEARLY HIGH

11.6848 NAD

YEARLY LOW

10.3175 NAD

YEARLY AVERAGE

10.8491 NAD

2014 BMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 11.6848. Conversely, the yearly low was recorded on May 24, dropping to 10.3175.

This high-to-low spread represents a total annual volatility of 1.3673 NAD. From a start-to-finish perspective, comparing the January average rate of 10.8582 to the December average rate of 11.5000, the exchange rate registered a net change of 5.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.6848 was up 11.09% compared to the 2013 peak of 10.5188, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 58,424 NAD

2013 Average 48,235 NAD

Yearly Trough Low 51,588 NAD

Transaction Impact: A difference of 6,836.30 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.6089

10.3020

JanuMarcMayJulySeptNove

BMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7010, compared to 10.9973 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2963 points.

H1 Avg (Jan–Jun) 10.7010

H2 Avg (Jul–Dec) 10.9973

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.6890 NAD (High: 11.2102 / Low: 10.5212). On the other end, August was the most stable month, with a tight range of 0.1813 NAD (High: 10.7474 / Low: 10.5662).

January Spread (Volatile) ±0.6890

August Spread (Stable) ±0.1813

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2397 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2397

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 11.5000) against the same month in 2013 (average: 10.3684), the exchange rate shifted by +1.1316 (+10.91%).

2014 Avg (December) 11.5000

2013 Avg (December) 10.3684

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2102	10.5212	10.8582
February	11.2242	10.7231	10.9806
March	10.8815	10.5539	10.7409
April	10.6556	10.4235	10.5503
May	10.5242	10.3175	10.4109
June	10.7958	10.5455	10.6651
July	10.7753	10.5183	10.6617
August	10.7474	10.5662	10.6641
September	11.2691	10.6660	10.9818
October	11.3330	10.9020	11.0885
November	11.2734	10.9476	11.0875
December	11.6848	11.0199	11.5000