2020 BMD to NAD Historical Review

YEARLY HIGH

19.0900 NAD

YEARLY LOW

14.0100 NAD

YEARLY AVERAGE

16.4795 NAD

2020 BMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 19.0900. Conversely, the yearly low was recorded on January 4, dropping to 14.0100.

This high-to-low spread represents a total annual volatility of 5.0800 NAD. From a start-to-finish perspective, comparing the January average rate of 14.3568 to the December average rate of 14.8765, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 19.0900 was down 48.25% compared to the 2019 peak of 36.8911, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 95,450 NAD

2019 Average 72,533 NAD

Yearly Trough Low 70,050 NAD

Transaction Impact: A difference of 25,400.00 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.9764

13.9369

JanuMarcMayJulySeptNove

BMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.6361, compared to 16.3229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3132 points.

H1 Avg (Jan–Jun) 16.6361

H2 Avg (Jul–Dec) 16.3229

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.6200 NAD (High: 17.9500 / Low: 15.3300). On the other end, July was the most stable month, with a tight range of 0.6100 NAD (High: 17.0700 / Low: 16.4600).

March Spread (Volatile) ±2.6200

July Spread (Stable) ±0.6100

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0749 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0749

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 18.5564) against the same month in 2019 (average: 14.1688), the exchange rate shifted by +4.3876 (+30.97%).

2020 Avg (April) 18.5564

2019 Avg (April) 14.1688

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.7800	14.0100	14.3568
February	15.4000	14.7700	14.9734
March	17.9500	15.3300	16.6306
April	19.0900	17.9100	18.5564
May	18.7100	17.3900	18.1811
June	17.4800	16.5900	17.1182
July	17.0700	16.4600	16.7463
August	17.6900	16.5600	17.3421
September	17.3500	16.2300	16.8013
October	18.1050	16.1600	16.6229
November	16.3100	15.2600	15.5480
December	15.3550	14.5450	14.8765