2015 BMD to NAD Historical Review

YEARLY HIGH

15.8626 NAD

YEARLY LOW

11.3192 NAD

YEARLY AVERAGE

12.7672 NAD

2015 BMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 15.8626. Conversely, the yearly low was recorded on February 5, dropping to 11.3192.

This high-to-low spread represents a total annual volatility of 4.5434 NAD. From a start-to-finish perspective, comparing the January average rate of 11.5663 to the December average rate of 15.0486, the exchange rate registered a net change of 30.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.8626 was up 35.75% compared to the 2014 peak of 11.6848, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BMD based on timing:

Yearly Peak High 79,313 NAD

2014 Average 54,242 NAD

Yearly Trough Low 56,596 NAD

Transaction Impact: A difference of 22,717.07 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.3969

11.2180

JanuMarcMayJulySeptNove

BMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9177, compared to 13.6166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6989 points.

H1 Avg (Jan–Jun) 11.9177

H2 Avg (Jul–Dec) 13.6166

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 1.5973 NAD (High: 15.8626 / Low: 14.2653). On the other end, January was the most stable month, with a tight range of 0.3171 NAD (High: 11.7259 / Low: 11.4088).

December Spread (Volatile) ±1.5973

January Spread (Stable) ±0.3171

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1534 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 15.0486) against the same month in 2014 (average: 11.5000), the exchange rate shifted by +3.5487 (+30.86%).

2015 Avg (December) 15.0486

2014 Avg (December) 11.5000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.7259	11.4088	11.5663
February	11.7779	11.3192	11.5922
March	12.4943	11.6519	12.0798
April	12.1996	11.7997	11.9966
May	12.1565	11.7802	11.9664
June	12.5956	12.1224	12.3049
July	12.6742	12.2355	12.4490
August	13.3008	12.6304	12.8948
September	14.0425	13.3080	13.6542
October	13.9193	13.0840	13.5008
November	14.4453	13.7603	14.1523
December	15.8626	14.2653	15.0486