2013 BND to GHS Historical Review

YEARLY HIGH

1.8716 GHS

YEARLY LOW

1.5312 GHS

YEARLY AVERAGE

1.6507 GHS

2013 BND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.8716. Conversely, the yearly low was recorded on February 12, dropping to 1.5312.

This high-to-low spread represents a total annual volatility of 0.3404 GHS. From a start-to-finish perspective, comparing the January average rate of 1.5501 to the December average rate of 1.8456, the exchange rate registered a net change of 19.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.8716 was up 18.58% compared to the 2012 peak of 1.5783, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 9,358 GHS

2012 Average 7,413 GHS

Yearly Trough Low 7,656 GHS

Transaction Impact: A difference of 1,701.92 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.8762

1.5096

JanuMarcMayJulySeptNove

BND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5670, compared to 1.7343 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1673 points.

H1 Avg (Jan–Jun) 1.5670

H2 Avg (Jul–Dec) 1.7343

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0673 GHS (High: 1.6493 / Low: 1.5820). On the other end, February was the most stable month, with a tight range of 0.0193 GHS (High: 1.5505 / Low: 1.5312).

July Spread (Volatile) ±0.0673

February Spread (Stable) ±0.0193

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0099 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.8456) against the same month in 2012 (average: 1.5540), the exchange rate shifted by +0.2916 (+18.77%).

2013 Avg (December) 1.8456

2012 Avg (December) 1.5540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5636	1.5374	1.5501
February	1.5505	1.5312	1.5401
March	1.5611	1.5355	1.5490
April	1.5987	1.5592	1.5764
May	1.6128	1.5762	1.5919
June	1.6081	1.5708	1.5945
July	1.6493	1.5820	1.6179
August	1.6844	1.6273	1.6611
September	1.7451	1.6787	1.7182
October	1.7848	1.7389	1.7603
November	1.8212	1.7840	1.8027
December	1.8716	1.8115	1.8456