2014 BND to GHS Historical Review

YEARLY HIGH

3.1108 GHS

YEARLY LOW

1.8446 GHS

YEARLY AVERAGE

2.4009 GHS

2014 BND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 3.1108. Conversely, the yearly low was recorded on January 2, dropping to 1.8446.

This high-to-low spread represents a total annual volatility of 1.2662 GHS. From a start-to-finish perspective, comparing the January average rate of 1.8733 to the December average rate of 2.4340, the exchange rate registered a net change of 29.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.1108 was up 66.21% compared to the 2013 peak of 1.8716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 15,554 GHS

2013 Average 8,257 GHS

Yearly Trough Low 9,223 GHS

Transaction Impact: A difference of 6,331.02 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.0190

1.7692

JanuMarcMayJulySeptNove

BND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1513, compared to 2.6504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4991 points.

H1 Avg (Jan–Jun) 2.1513

H2 Avg (Jul–Dec) 2.6504

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.4760 GHS (High: 3.0349 / Low: 2.5590). On the other end, December was the most stable month, with a tight range of 0.0435 GHS (High: 2.4578 / Low: 2.4143).

September Spread (Volatile) ±0.4760

December Spread (Stable) ±0.0435

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2889 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2889

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 2.9148) against the same month in 2013 (average: 1.6611), the exchange rate shifted by +1.2537 (+75.47%).

2014 Avg (August) 2.9148

2013 Avg (August) 1.6611

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9124	1.8446	1.8733
February	2.0280	1.8711	1.9679
March	2.1366	2.0129	2.0472
April	2.2520	2.1329	2.2034
May	2.4069	2.2538	2.3266
June	2.6247	2.3768	2.4896
July	2.8415	2.6134	2.7163
August	3.1108	2.7041	2.9148
September	3.0349	2.5590	2.8237
October	2.5675	2.5191	2.5347
November	2.5310	2.4514	2.4790
December	2.4578	2.4143	2.4340