YEARLY HIGH
10.6409 GHS
YEARLY LOW
4.5358 GHS
YEARLY AVERAGE
6.5161 GHS

2022 BND to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BND to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 10.6409. Conversely, the yearly low was recorded on January 7, dropping to 4.5358.

This high-to-low spread represents a total annual volatility of 6.1051 GHS. From a start-to-finish perspective, comparing the January average rate of 4.6031 to the December average rate of 8.2297, the exchange rate registered a net change of 78.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 10.6409 was up 133.30% compared to the 2021 peak of 4.5611, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 53,204 GHS
2021 Average 22,041 GHS
Yearly Trough Low 22,679 GHS
Transaction Impact: A difference of 30,525.55 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

10.9057
4.0301
JanuMarcMayJulySeptNove

BND to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2557, compared to 7.7766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5209 points.

H1 Avg (Jan–Jun) 5.2557
H2 Avg (Jul–Dec) 7.7766

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 4.2994 GHS (High: 10.4494 / Low: 6.1500). On the other end, January was the most stable month, with a tight range of 0.1191 GHS (High: 4.6549 / Low: 4.5358).

December Spread (Volatile) ±4.2994
January Spread (Stable) ±0.1191

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.1030 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -2.1030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 10.3327) against the same month in 2021 (average: 4.5101), the exchange rate shifted by +5.8226 (+129.10%).

2022 Avg (November) 10.3327
2021 Avg (November) 4.5101

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6549 4.5358 4.6031
February 5.0313 4.6766 4.8351
March 5.5709 5.0300 5.3190
April 5.5820 5.4198 5.5183
May 5.7113 5.3895 5.5318
June 5.7959 5.6756 5.7266
July 6.1288 5.7235 5.8474
August 7.2021 6.1538 6.7371
September 7.2767 7.0444 7.1637
October 9.9402 7.2124 8.3490
November 10.6409 9.6480 10.3327
December 10.4494 6.1500 8.2297