2014 BND to SAR Historical Review

YEARLY HIGH

3.0282 SAR

YEARLY LOW

2.8334 SAR

YEARLY AVERAGE

2.9608 SAR

2014 BND to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BND to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 3.0282. Conversely, the yearly low was recorded on December 31, dropping to 2.8334.

This high-to-low spread represents a total annual volatility of 0.1948 SAR. From a start-to-finish perspective, comparing the January average rate of 2.9472 to the December average rate of 2.8511, the exchange rate registered a net change of -3.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.0282 was down 1.58% compared to the 2013 peak of 3.0767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 15,141 SAR

2013 Average 14,992 SAR

Yearly Trough Low 14,167 SAR

Transaction Impact: A difference of 974.23 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.0335

2.8345

JanuMarcMayJulySeptNove

BND to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9752, compared to 2.9465 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0287 points.

H1 Avg (Jan–Jun) 2.9752

H2 Avg (Jul–Dec) 2.9465

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0585 SAR (High: 2.9993 / Low: 2.9408). On the other end, August was the most stable month, with a tight range of 0.0180 SAR (High: 3.0143 / Low: 2.9963).

September Spread (Volatile) ±0.0585

August Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0459 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0459

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 3.0169) against the same month in 2013 (average: 2.9593), the exchange rate shifted by +0.0576 (+1.95%).

2014 Avg (July) 3.0169

2013 Avg (July) 2.9593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9678	2.9262	2.9472
February	2.9772	2.9269	2.9610
March	2.9790	2.9430	2.9605
April	3.0054	2.9686	2.9882
May	3.0046	2.9853	2.9956
June	3.0074	2.9821	2.9985
July	3.0282	3.0063	3.0169
August	3.0143	2.9963	3.0038
September	2.9993	2.9408	2.9678
October	2.9598	2.9218	2.9425
November	2.9267	2.8756	2.8970
December	2.8765	2.8334	2.8511